This morning, I was dumbfounded when I saw this post on Yahoo News:

Truth be told, most of our young people nowadays are having an exceptional attitude- some are mean, while, (a good thing) there are still those who are getting the right values from their parents. Like this particular teen who pushes his new BMW into the river simply because he doesn't like it. I really felt sorry for the parents. I do not know how the parents would feel with the ingrate son. Instead of thanking them, he displayed such a disgusting attitude.

Loving our children is our obligation, however, we, as parents, should know our limitations- or our boundaries. We can pamper them but we should not spoil them like giving them everything their hearts desire-even if it's beyond their needs. It's just like raising a lion that will readily devour us when they will get the chance. 

Let us raise our children in accordance with what is right and proper. Let us give them all they need, but we should not feel obliged to give them what they want.

It is called- DISCIPLINE.

If there's one thing that I regret the most because I procrastinate is getting myself insured. Well, every time I have applied for a loan in a private lending institutions, it always comes with a life insurance however, it is co-terminus with the number of years that the loan was applied for.

It was only last year that I fully decided to get one. Good thing my financial adviser was able to explained it well. Only then I realized that have I got it way back when I was still young and capable, I would have already enjoyed its benefits by now.  But anyway, it's not yet too late. In spite of the fact that I have so many financial obligations for my family, I have to pursue this. After all, it;s been a year already and I am so happy that I made it!

Being the breadwinner, this is one of the best decisions I've made in my life. Thank you Lord for sustaining me.

If you're an expectant mother, there are a lot of decisions you have to make before the baby comes. It can be pretty overwhelming if you don't pace yourself. One of the most important decisions to consider involves how the baby will arrive. You can decide to go the traditional route by having the baby in a hospital. However, there are plenty of options to consider like a water birth. If you decide to choose an option where you're giving birth at home, consider these three tips. 

 1. Consider the risks and precautions. 

 It's always great to sit down to conduct your own research. Read lots of credible books and articles. Talk to a variety of professionals. Even if you chose to find a midwife tampa, it doesn't hurt to have an OB/GYN as well. There are plenty of OB/GYN doctors that will work in tandem with a doula and other support staff for a non-traditional route. They can point out the risks and precautions you'll want to consider based on factors like age, weight and health history. 

 2. Talk to moms who've been through the experience. 

 If you know of women who have been through the experience of a home birth, it's a great idea to talk to them. Get their perspective of the pros and cons they experienced. Also, the internet is such a great resource because many women share their experiences through videos on YouTube. If you do a simple search on the platform, you'll be able to find tons of reflection videos. If you don't know of anyone who's done the home birth, find meet-up groups of new moms who share their experiences online. 

 3. Trust your instincts. 

At the core, you have to trust yourself. You know what's best for your body. Once you've gathered the research, make a decision that's best for both you and your baby. If you chose to do a home birth and run into complications, it's always wise to have a back-up plan. It doesn't make you weak to put the right safety precautions in place. In fact, it makes you a smart mom.

I've been a GCash user since it was introduced to the public, even before its apps is not yet available at the Google Playstore. The features of GCash and everything that they offered is just so amazing! From online money transfer to almost all banks to paying bills and even e-loading- they are all so awesome and so helpful for a busy working Mom like me. Sad to say, not all were totally aware of its existence and if they do, they have less appreciation about it.

GCash app is very easy to use and its interface are so user-friendly. There are still other great features about the all-new GCash but maybe in some other time. If you are interested, just leave a message!

A fenced in yard serves many purposes ranging from privacy to aesthetics. Therefore, it is wise to take the time to select the style you want to find the best material for the job.

As you look at your residential fencing Forest Lake IL options, use the following three tips as a helpful guide along the way.

1. Consider the Purpose

Before you do anything, be clear about the purpose your fence will serve. Additionally, if you are installing a fence in the front and the back, they might serve different functions, so make separate notes for each of them. It is common to think of curb appeal for the front yard of your home while creating a private area is often the goal in the backyard. Confirming the end result now will allow you to move through the next steps successfully.

2. Review the Available Materials

Today's homeowner can choose from wood, chain link, vinyl, wrought iron and aluminum for the construction of their fencing. Based on the desired outcomes of your fence, you and your contractor can review these options and select the ideal substrate for the project. For example, if maintaining privacy is the goal, chain link fencing would be avoided as it can be seen through. 

3. Explore Your Creative Side

You do not need to limit yourself to the standard look of a boxy privacy fence or the unimaginative lines of most enclosures. As you drive around your neighborhood, look at the fence designs that stand out to you and discuss them with your contractor. Arches, columns, curves and lattice can all be added to make your fence a unique piece of art that produces years of joy. 

Your new fence is an investment of time and money that deserves careful attention from the outset, and by following these three simple tips, you can begin your project with confidence.

Well, this summer brought lots of adventures for me and my family (thanks to my Mom, Sis and her hubby, and my brother). We went to Bohol during election day, but of course, we were still able to exercise our rights to suffrage. Bohol is such a wonderful place. People there are awesome as well, first in the line is our very accommodating grandma! Lola is such a blessings at her age of 89. 

It's been a nice day indeed

Anyway, one of the highlights in our 5-day vacation there is the Jagna Rocks where my sister and Eric opted to stay. It was a resthouse by the cliff where on its edge is a deep ocean. Since, they're mystified with the majestic wonders of the sea, everyday is a SWIMMING AND SNORKELING DAY! I'm just glad am a no-swimmer, otherwise I'll become a sea creature too. The place was truly a wonder! Aside from the fact that the entrance fee is so low (₱25/head), they served a really good food. So, the next time you'll set sail for Bohol, make this a part of your bucket list!