More people in California are figuring out that now is the time to make money selling real estate. The popularity of many television shows may have helped to push some people into the so-called "flipping" business. People are buying homes, putting in a little bit of work and selling those homes for a profit. It's easier to do today given that the real estate market has made a recovery over the last few years. What is really driving this growth in investment, though, is the availability of more convenient credit. When it comes to hard money lenders California has plenty to go around.

Hard money lending is ideal for people who need to move homes in a hurry. There are two different ways to buy a house, it seems. One might go through the traditional process, checking out homes, surveying lending options, and closing on a home after a few months of hard work. The red tape is everywhere, and that is by design. The average first-time home buyer needs to jump through some hoops so everyone involved can be sure the person is ready to make that purchase. What about professional buyers, though? What happens to them when they need to get a home off the market in a hurry? 

Those buyers have been looking for solutions to make the process easier. Hard money lending is the answer for most. With these loans, the process is quick and simplified. People are able to purchase homes quickly so they can get to work and sell while the market is still hot. More than that, this type of lending works well because professional home buyers don't have the time to sit around cutting through the red tape. They need to be in and out with the process, using their time to add value to the home. Hard money lenders understand that. They provide funding in California and elsewhere for people who know they are going to make a profit on a home purchase and sale. 

It's well documented that when credit is more open in an economy, that economy has a tendency to flourish. This is true whether one is talking about banking  or real estate. Hard money lenders have seen a rise in popularity as traditional lenders have been less willing to hand out money to average people. It is this ability to fill in the gaps that has driven some of the growth in the real estate market. 

Time flies so fast, indeed, and in one month, Summer will officially start. I am quite excited for the coming days- am not sure why but I just can feel some positive vibes within me. Well, what excites me so far is the fact that I'll be spending most of my time with my babies! I am hoping against hope that there will be less school time and more of family time because as DepEd teacher, it cannot be avoided that there are some school summer activities that our presence is highly requested. I am planning to enroll my son in summer clinic for a music lesson, probably a ukelele lesson so he will be able to learn just like his dad. He has actually a ukelele at home but he never used it because he didn't how to play with it. I am wondering if there is a guitar center near me.  I know his dad can somehow help him the basic but given the time limitations because of work, enrolling him to a music school is the best option.

Oh summer, I am so excited to welcome you this year!

Disclaimer: We are all entitled in our opinion. This is my opinion- I deserve some respect.

The truth will set us free... a common adage yet still holds true up to this moment.

that face though...

Let's take the case of Senator Leila Delima. Indeed, she experienced a great dilemma in her life when she was allegedly connected in the drug trade business during her term as DOJ Secretary. I tried not to believe everything yet the evidences were there. Her former alliance turn their back on her. But of course she vehemently denied every accusation thrown at her stating that all of those accusations are part of the demolition job of the government against her. Then here comes the church meddling with the issue and getting her side ONLY. I find all her media/press conferences so scripted-trying to earn the citizen's sympathy. I wonder if she went through an audition in acting during her younger years or perhaps have joined in an acting workshop. Then here comes Trillanes who is divulging "controversies" against the President. Then lastly, the police officer that was testifying the truth about EJK existence in Davao when President Duterte was still the City Mayor.

Whoever tells the truth I could only hope that it shall prevail. And for those cases that has very reliable evidences, justice should be readily served. And if I am to be asked about Delima's case- I found her GUILTY beyond reasonable doubt. In fact, I can't wait to see her behind bars. She owe the Filipino people BIG TIME.

It's easy to hold on to feelings of anger and resentment toward someone who has treated us unfairly and hurtfully.  Most of us believe that the anger and resentment act as little inner bodyguards making sure that the same thing doesn't happen again, which forces us to replay hurtful incidents in our heads over and over again.  Surprisingly, however, nothing could be further from the truth.  Hurt, affectanger, and resentment are signs of weakness, not strength.

Forgiveness is Freeing

Believe it or not, when you release your animosity towards the person or people who hurt you, you're a lot more light hearted and relaxed.  Negative emotions have a way of tying you to a negative person, place, or thing.  When you forgive, you essentially let go of many thoughts and feelings that once had you shackled to a negative person, place, or thing.

It positively Benefits the Body

Another amazing benefit derived from forgiveness is the effect that it has on a person's overall health.  People who practice this invaluable virtue have a lower heart rate and blood pressure, as well as a more relaxed and stress-free approach to life.  This results in fewer aches and pains and a better quality of sleep.  Even if we are someone who suffers from a serious disorder that requires integrative medicine in LA, we can still heal quicker and have an overall more hopeful attitude in the face of sickness.

It Restores Happiness, Peace, and Joy

Somehow, when the mind is not shackled by the replay of old emotions, traumas, and hurts, it's free enough to experience more joy in the moment.  In other words, it awakens a sense of mindfulness, allowing us to enjoy the present without the intrusive thoughts of the past bullying their way in.  Forgiveness is truly the salve that smooths unpleasant scars and renews our zest for life.

Forgiveness has many mental, spiritual, and physical benefits.  It frees us to go on with the rest of our lives with our heart still in tact and our mind free and clear.  It improves our health by helping us to relax.  In turn, we experience a lower heart rate and blood pressure and fewer physical aches and pains.  Perhaps, however, the most striking benefit of forgiveness is its ability to restore peace, joy, happiness, and mindfulness.  It is truly the magical prescription for navigating our lives.

While it's true that Christmas is over but giving yourself a treat should not end there. See, Valentine's Day is coming too! so having a new acoustic guitar won't hurt you at all. C'mon, indulge and pamper the musicality in you. Invest into a new guitar that would set your Valentine mood to really romantic. The acoustic guitar by Martin Standard is indeed the real standard. It is very saleable and has positive reviews.