As consumer debt has skyrocketed to over $3 Trillion, many believe the only way out from under the mountain of bills is to declare bankruptcy. But is it really right to declare as such? Many myths persist to misinform the public.

“Probably the worst myth about bankruptcy is that you need to be flat broke before you should file,” says Sacramento bankruptcy attorney Gerald B. Glazer. “It is not good to wait until creditors are knocking on your door,” according to Glazer. Planning can prepare you for a bankruptcy that causes the least amount of financial disruption.

With such statement, any businessman who can relate should do something before things get worst.

Related articles

• The Financial Obligations Bankruptcy (socyberty.com)
• Bankruptcy Myths (socyberty.com)

I am finally back to the Girls Talk meme after such  along absence. 

In barely two months, I will finally bid goodbye to the twenty-age years of my life. I'm gonna be 30 then by the grace of God. I know God has a lot in store for me especially now that I am an expectant Mom. My only wish then for my upcoming birthday is to give birth to a healthy baby in normal delivery when my due period comes by January next year. Yes, that is exactly my ultimate wish. I have lots of anxieties for the days to come but I should have surrendered it all to God. If I will completely rely on what I felt, I know it will really have a negative impact in the end. So I should trust God fully for He is in absolute control.

                                                                           - ♥♥♥-

 

 

 

Congratulations to my dear kinakapatid, Giselle Gina Marie Santos Esquinas for passing the Professional Career Examination! You deserve it girl!

 

Proper training will go a long way. Same thing with living a Christ-like character. It takes proper training, self-discipline and intimate relationship with God. 

If we want to follow Him, His footsteps... we should live in accordance to His will.

The most common problems that will affect any individual socially is the problem of bad breath or halitosis. There are many causes of halitosis. One should be conscious enough in treating this problem before it will detriment your career and even your relationship with others. This problem is so embarrassing that this should not be taken for granted. Before things get worst, consult your dentist for immediate solution.

Last week was such a dreary week for me. When I had my prenatal check-up last Thursday, I was advised to take Mosvit vitamin which is rich in Vitamins A, C, and E with Folate as well. I was able to take it on Friday night and I was really so happy with the result because it really works! Finally I can eat well. I also complemented it with chilled Anmum Milk choco. I lose weight a lot. Hopefully, everything will be okay now as my first trimester is about to end. ☺