courtesy of Google images

It has been known that time will come our economy will turn into a cashless society and the main countries are already working it out. In fact there are already countries who do not accept cash in exchange of goods. Well, this may sound convenient for individuals who prefers to go shopping with their credit cards. I am pretty sure you are fully aware or if not have already heard about the positive and negative reasons in using such thing. It may really sound convenient but it is our responsibility to know the pros and cons in using credit cards. So, before you sign and fill up that Credit Card Applications, educate yourself first so you will not regret it in the end.