Time flew so fast, indeed. It's already November and before we knew it, the year 2018 has ended. I'm not sure if I've accomplished much for this year. But one thing for sure, I've grown older each day with so much issues on my health. Yes, this year is quite toxic for me. Two of my children were admitted to the hospital. I was about to for myself yet I hold back. That is why, I have decided to get an insurance, a life insurance. I'm not thinking for the worst thing to come, I'm just preparing myself. I saw the need, that's why I took the courage even if I've almost got nothing left from my salary. Well, that's life. You need to take drastic yet relevant decisions. I love my children so much, that's the very main reason after all.