I just want to share my experience last Monday when my beloved city was devastated by the flood.

When the heavy downpour started, all I wanna do is to go home with my babies but home isn't that accessible without taking a ride. Good thing a colleague of mine allowed us to hitch to his car. During that time no more motorcycle is willing to wage the strong current of water to our usual route so he need to detour to the longer but safer road. We've been stranded at the super traffic highway of Aluba for an hour or two and we can do nothing about it because some cars who were ahead of us got their cars dead due to the flood. Finally, when we get out of the car at Macasandig (near Precinct 9), we need to walk from the drop point to Ororama Cogon passing through the dark alley of Nazareth. We were freezing cold and hungry but we need to go on. After almost an hour of walking, we finally reached outside of Ororama where we have to wait again for few minutes for a jeepney. Indeed, that experience taught me how to be patient and it made me realize that our living planet needs help from us people. We need to pay much attention to the environment because it is slowly giving us a hard time because of the abuses it gets from us. I do not know how the government would be able to solve the waste problem in our country but one thing is for sure, we need to be a part of the solution this time by doing the things that needs to be done.

Basically, this is one of the reasons why flood becomes inevitable.

If you own a commercial property, you have it heavily insured. A natural disaster or a fire could cause you to lose everything you have worked for. No one wants that to happen. Commercial property damage is bad because it results in loss of income for both you and your employees. All businesses should strive to be insured adequately. Some even choose to over insure their property. It is the best way to protect the building and the future employment of the people who work there. 

The first thing to do after a disaster is file an insurance claim. This claim lets your insurer know you would like to settle for the damages. The process is more complex with a commercial claim than a residential claim. Commercial properties range from the size of a house to a huge shopping complex. You want someone on your side when determining the settlement amount. It is a good decision to hire a public commercial claims adjuster. 

You Need a Teammate 

The insurance company will send their own representative to investigate the damage. They will then offer a settlement amount. You should be able to trust them since they work for the company you pay to insure you. Insurance companies work with their clients to make them happy regarding their settlement. It is still a business, though. They would prefer to provide you with the lowest amount possible that will keep you happy. 

A public adjuster is an adjuster hired to represent you in the claims process. They don't replace the insurance company's adjuster. They work with, or even against them, to get a better claim than was originally offered. Sometimes, they even force your claim to go into arbitration. They are even more valuable when they represent you in that manner. 

Public adjusters often have experience working for an insurance company. They know more about the industry than almost anyone. In most cases, they are more experienced than the insurance company's adjuster. Public adjusters must be licensed in each state where they work. This is not true of company adjuster. You never know what you are going to get with them. 

Commercial public claims adjusters work for you during a trying time. Companies like United States Adjusters that can help you find the right fit for your needs. The claims process will be simpler and more fruitful when you employ a commercial public claims adjuster. 

I am what I am

You are who you are

We are what we are

Sounds a little bit confusing but have you really known yourself that much? Are you aware of your limitations? Are you even aware how far can you go? Of course, such questions like these is quite difficult to answer. Sometimes we are caught in a middle of a situation where all we want to do is to run as far as we can yet we cannot do it. We have the ability, we just lack the capacity to do so. And the mere reason was that- you just cannot afford to run.

Oh life.